Dr Banks AI Reach out to Dr. Banks
Dr. William L. Banks III in a gray blazer and light blue shirt, smiling.

The full story

Dr. William L. Banks III

Dr. William L. Banks III is an independent business strategist. He helps business owners work through problems, choose where to focus and turn those choices into action, using data, AI and practical tools. He was the first in his family to finish college, the first to become an Army officer and the first to earn a doctorate. A former U.S. Army Captain who served in Iraq and Afghanistan, he holds a Doctor of Management in Technology Management from Colorado Technical University.

His career follows one pattern: walk into a complex, high stakes environment, build the data and decision tools it is missing, and test them in real hands before trusting them. Today he works directly with clients, from figuring out the problem to putting the solution to work, and contracts through Matias Banks Holdings LLC, a veteran-owned small business.

“I've been responsible for the people, the decisions, and the outcome. In the Army, that meant leading soldiers. In business operations, it meant developing teams and getting leaders information they could act on.”

He started as an enlisted soldier

Dr. Banks enlisted in the U.S. Army in 2005 and earned his commission as an officer. Over twelve years he served as a Field Artillery Captain and as a program manager supporting special operations forces. He led up to 250 soldiers, managed more than 50 programs valued at over $20 million, and directed a $90 million supply chain operation across deployments to Iraq and Afghanistan. He earned two Bronze Star Medals and a Meritorious Service Medal. The Army taught him the method he still uses: assess the situation, align the team, deliver.

Captain Banks addressing soldiers in front of the American flag in the snow. William at the front of a formation in dress uniform and maroon beret. William in combat gear with Afghan villagers, faces of others blurred. William kneeling beside an Afghan boy, the boy's face blurred. William administering the oath to soldiers in front of the flag.
“Twelve years in the U.S. Army, in Iraq and Afghanistan, taught me to deliver under pressure. Leading up to 250 soldiers taught me to make the call and own the outcome.” U.S. Army, and Afghanistan, 2009

He builds the numbers leaders trust

In 2018 he joined a defense electronics manufacturer whose departments each kept their own numbers, with no single source everyone trusted. He built its business analytics department from the ground up. His team cut the time it took more than 100 engineers to get data from two weeks to near real time, and reduced data errors by 30%. A backorder initiative he led generated $28 million in revenue and improved on-time delivery by 20%. He connected six separate databases into one data warehouse that surfaced $600,000 in annual manufacturing savings, improved forecast accuracy by 87%, and rescued a failing project with Kanban, finishing six months sooner and recovering $1.5 million of a $4 million budget.

He connected the data behind the revenue plan

As Director of Business Operations for a global technology business, he built the analytics and forecasting foundation its leaders run on: dashboards for seven departments, decision tools that tie bookings, billings, backlog and pipeline to the revenue plan, and early warning on supply chain risk. His team's data overhaul more than quadrupled how much of the sales pipeline leadership could see. Working with sales, the team built one source for pipeline and repeat business that tied more than 85% of the next year's revenue to known programs and helped finance align the revenue plan. When two major programs fell out of step and broke the planning process, he took ownership of rebuilding it. He mentors analysts and data scientists in modern analytics and automation.

Dr. Banks in a burgundy blazer, mid conversation with a woman whose back is to the camera.
“Directing business operations taught me what leaders need from their data. Now I build the AI that gives it to them.”

One problem he could not put down

Before his doctorate, Dr. Banks built an employment app for the Community Anchor program in Colorado Springs, which helps people coming home from prison find work. His conversations with Juaquin Mobley kept returning to one problem: people without a bank account pay check cashing fees just to use the money they earn. That problem became his dissertation. Today he builds TAP-in, a workforce app, for Community Anchor Academy. He has also built a transportation management application for the transportation authority of a U.S. Pacific territory, a training management platform for a Colorado workforce program, and the Tech Horizons Program, a CompTIA certification track recognized by the U.S. Department of Labor.

He tests an idea before he trusts it

His dissertation, Decentralized Finance: A Technical Path to Financial Inclusion, used Design Science Research to build and test Pay'd, a working phone app for sending money and paying bills without a bank account, designed for unbanked and underbanked African American and Latino communities. A review panel liked its simple sign up and warned that the cryptocurrency under it could turn people away. He kept both lessons. He brings the same method to AI. Wylie Estimates turns a contractor's description of a job into a priced proposal, and Florida Permit Lookup puts public permit records from separate Florida city and county systems behind one search. His study The Brand Intelligence Gap tested whether AI brand scores can be trusted, using 864 paired observations across four AI models.

Dr. Banks in doctoral regalia with his wife and two daughters on graduation day.
“A doctorate taught me to test an idea before I trust it.” Graduation day, with my family

The record behind the work

Reach out to Dr. Banks Back to the main page

Reach out to Dr. Banks

Tell me what you are working on. Your message comes straight to me.

Prefer LinkedIn? Message me there.